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	<title>Alcudialink, Mallorca &#187; Legal services</title>
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	<description>Mallorca Real Estate Agency</description>
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		<title>Legal advice on community of owners</title>
		<link>http://www.alcudialink.com/99/legal-services/legal-advice-on-community-of-owners/</link>
		<comments>http://www.alcudialink.com/99/legal-services/legal-advice-on-community-of-owners/#comments</comments>
		<pubDate>Tue, 13 May 2008 10:17:17 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Legal services]]></category>

		<guid isPermaLink="false">http://www.alcudialink.com/nueva/?p=99</guid>
		<description><![CDATA[If you are considering buying a property in Majorca within a community block or development you need to be aware of some points.
When you buy a house or apartment in Spain you often buy some common elements in the apartment block or the urbanisation where your property is situated. You ... <strong><a href="http://www.alcudialink.com/99/legal-services/legal-advice-on-community-of-owners/">Read more</a>&#160;&#187;</strong>]]></description>
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		<title>Contracts with water, electricity and telephone suppliers</title>
		<link>http://www.alcudialink.com/98/legal-services/contracts-with-water-electricity-and-telephone-suppliers/</link>
		<comments>http://www.alcudialink.com/98/legal-services/contracts-with-water-electricity-and-telephone-suppliers/#comments</comments>
		<pubDate>Tue, 13 May 2008 10:16:24 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Legal services]]></category>

		<guid isPermaLink="false">http://www.alcudialink.com/nueva/?p=98</guid>
		<description><![CDATA[We can help with the signing of service contracts. The contracts for water companies, electricity suppliers, Butano Gas and the telephone companies have all been scrutinised by the Spanish consumer organisations and approved by the government.
]]></description>
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		<title>Will &amp; testament</title>
		<link>http://www.alcudialink.com/97/legal-services/will-testament/</link>
		<comments>http://www.alcudialink.com/97/legal-services/will-testament/#comments</comments>
		<pubDate>Tue, 13 May 2008 10:15:02 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Legal services]]></category>

		<guid isPermaLink="false">http://www.alcudialink.com/nueva/?p=97</guid>
		<description><![CDATA[When you own property in Spain, we suggest you draw up a Will to protect your interest and save money on taxes when something happens to any of the owners. We will help you with the preparation of a Will that we can draft in English. We can also arrange ... <strong><a href="http://www.alcudialink.com/97/legal-services/will-testament/">Read more</a>&#160;&#187;</strong>]]></description>
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		<title>Power of attorney</title>
		<link>http://www.alcudialink.com/96/legal-services/power-of-attorney/</link>
		<comments>http://www.alcudialink.com/96/legal-services/power-of-attorney/#comments</comments>
		<pubDate>Tue, 13 May 2008 10:14:06 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Legal services]]></category>

		<guid isPermaLink="false">http://www.alcudialink.com/nueva/?p=96</guid>
		<description><![CDATA[If you are unable to fly out to Mallorca to sign the Deeds at the Notary Office or for any other legal procedure, your Gestor (administrative Agent) or solicitor will do it on your behalf if you provide him/her with a Power of Attorney. This document is issued upon your ... <strong><a href="http://www.alcudialink.com/96/legal-services/power-of-attorney/">Read more</a>&#160;&#187;</strong>]]></description>
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		<title>Translation of documents</title>
		<link>http://www.alcudialink.com/95/legal-services/translation-of-documents/</link>
		<comments>http://www.alcudialink.com/95/legal-services/translation-of-documents/#comments</comments>
		<pubDate>Tue, 13 May 2008 10:13:35 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Legal services]]></category>

		<guid isPermaLink="false">http://www.alcudialink.com/nueva/?p=95</guid>
		<description><![CDATA[When you purchase property in Spain the documents involved will be in Spanish. Your Estate Agent, Solicitor or Gestor will most of the times speak English and be very happy to translate them for you verbally enabling you to understand what you are signing. However you may wish to have ... <strong><a href="http://www.alcudialink.com/95/legal-services/translation-of-documents/">Read more</a>&#160;&#187;</strong>]]></description>
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		<title>Property research</title>
		<link>http://www.alcudialink.com/94/legal-services/property-research/</link>
		<comments>http://www.alcudialink.com/94/legal-services/property-research/#comments</comments>
		<pubDate>Tue, 13 May 2008 10:12:43 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Legal services]]></category>

		<guid isPermaLink="false">http://www.alcudialink.com/nueva/?p=94</guid>
		<description><![CDATA[Surveyance, Legal situation of the property
Before you sign any document or make any payment, do not hesitate to ask the vendor, whether the owner of the property, the builder, the developer or the selling agent, for a copy of the following documents:

Title of ownership
A certificate from the Property Registry
Receipt of ... <strong><a href="http://www.alcudialink.com/94/legal-services/property-research/">Read more</a>&#160;&#187;</strong>]]></description>
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		<title>Payment of taxes</title>
		<link>http://www.alcudialink.com/93/legal-services/payment-of-taxes/</link>
		<comments>http://www.alcudialink.com/93/legal-services/payment-of-taxes/#comments</comments>
		<pubDate>Tue, 13 May 2008 10:12:00 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Legal services]]></category>

		<guid isPermaLink="false">http://www.alcudialink.com/nueva/?p=93</guid>
		<description><![CDATA[Property Sales Tax
The amount the purchaser pays will vary depending on the type of property and the nature of the vendor.
If you are buying a second hand property you pay 7% property transfer tax.
If the vendor is not a property developer, the purchaser will pay 7% in property transfer tax.
If ... <strong><a href="http://www.alcudialink.com/93/legal-services/payment-of-taxes/">Read more</a>&#160;&#187;</strong>]]></description>
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		<title>Consulting on financing your purchase</title>
		<link>http://www.alcudialink.com/92/legal-services/consulting-on-financing-your-purchase/</link>
		<comments>http://www.alcudialink.com/92/legal-services/consulting-on-financing-your-purchase/#comments</comments>
		<pubDate>Tue, 13 May 2008 10:10:46 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Legal services]]></category>

		<guid isPermaLink="false">http://www.alcudialink.com/nueva/?p=92</guid>
		<description><![CDATA[Spanish mortgages
Mortgage loans are available from national and international banks with offices in Majorca. We will be pleased to advise and assist you in getting the best mortgages available and submit information about interest rates and bank charges. You can raise finance to assist with payment of the property by ... <strong><a href="http://www.alcudialink.com/92/legal-services/consulting-on-financing-your-purchase/">Read more</a>&#160;&#187;</strong>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Tax identification number (NIE)</title>
		<link>http://www.alcudialink.com/91/legal-services/tax-identification-number-nie-mallorca/</link>
		<comments>http://www.alcudialink.com/91/legal-services/tax-identification-number-nie-mallorca/#comments</comments>
		<pubDate>Tue, 13 May 2008 10:09:45 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Legal services]]></category>

		<guid isPermaLink="false">http://www.alcudialink.com/nueva/?p=91</guid>
		<description><![CDATA[Fiscal number application (NIE)
When buying property you will need to obtain a Spanish fiscal identity number (NIE). Your Gestor (Administrative Agent) will obtain this for you if you sign the forms and provide him/her with your passport or an authenticated copy.
In Mallorca it takes about four weeks from the application ... <strong><a href="http://www.alcudialink.com/91/legal-services/tax-identification-number-nie-mallorca/">Read more</a>&#160;&#187;</strong>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>Mortgage</title>
		<link>http://www.alcudialink.com/90/legal-services/mortgage/</link>
		<comments>http://www.alcudialink.com/90/legal-services/mortgage/#comments</comments>
		<pubDate>Tue, 13 May 2008 10:03:29 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Legal services]]></category>

		<guid isPermaLink="false">http://www.alcudialink.com/nueva/?p=90</guid>
		<description><![CDATA[Maximum amount of the Mortgage loans are 70% of the appraised value of the property to be paid back in a maximum period of 25 years.
You can normally make any partial repayments reducing the term or the amount of the monthly instalments of the mortgage without penalties or extra costs.
A ... <strong><a href="http://www.alcudialink.com/90/legal-services/mortgage/">Read more</a>&#160;&#187;</strong>]]></description>
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